Personal Insurance

Life Insurance
Two of the most important facts in life are peace of mind and financial security. We have a variety of life insurance products to fit those needs. Contact us about our competitively priced products.

Homeowners Insurance
As a homeowner you want insurance that protects you and allows you to rest easy knowing your home is covered.  At the Richardson Insurance Agency you’ll get exceptional coverage at competitive rates.

With the right policy from Richardson Insurance you can protect your most valuable asset- your home- from an unexpected loss.  Our expert staff will take the time to explain your homeowner’s policy and make sure you get the coverage you deserve.

Renter’s Insurance
Maybe you don't own a home. Maybe you rent.  A Renter’s Policy from D. B. Richardson will cover your personal possessions and put you back on track, in the unfortunate event of a loss.

Rapid Action Auto Insurance
Dependable coverage, plain and simple. That's what you'll get with the David B. Richardson Insurance Agency. We have always been the leader in personal service and will work to find you the best rates.

Our auto coverage will take care of you if your car is stolen or damaged in an accident. We have call-in claim service available 24 hours a day for both auto and for homeowners. This speeds the claim process by several days.

Our experienced staff will take the time to explain additional coverages including towing, uninsured or underinsured motorist, collision and comprehensive. We can also help you decide which deductible is right for you.

There are many discounts available which include safe driver, group discounts, good student, annual mileage and a paid in full discount.

You can save up to 20% when you write both your home and auto with Richardson Insurance.

Disability Insurance
Being out of work as a result of injury or health reasons can put an incredible burden on a family. Make sure you are covered for lost income.

Long Term Care Insurance
In later life, the last thing any of us want is to be a burden on our families. Long Term Care Insurance provides coverage against the high costs of care as you age and require assistance, in your home, or in the event you are in a nursing home or assisted living facility.